Jorge M. Fernandes

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.

ViVOtech is a market leader in contactless/NFC payment software, over the air (OTA) card provisioning, promotion, and transaction management infrastructure software, NFC smart posters, and contactless readers/writers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. The company's products are used by some of the most prominent retailers in the United States. The company's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. Founded in 2001, it is privately held and headquartered in Santa Clara, CA. Other offices are located in Asia and in Europe. Investors include strategic partners Citigroup, First Data Corporation, Motorola, NCR and Nokia as well as the venture capital companies Draper Fisher Juvertson and Alloy Ventures.