Charles D. Hamm

Charles D.
Hamm has been Chief Financial Officer, Treasurer and Executive Vice President of Insurance Subsidiaries since June 2003 and served as the Director of our Internal Audit Department from April 2002 until June 2003.
Mr. Hamm was the principal of Charles D.
Hamm and Associates, which he founded in June 2000, and which provided consulting services to us from October 2000 through April 2002.
From 1997 until May 2000, he served as the Chief Financial Officer of Century Business Services, Inc. Mr. Hamm is a certified public accountant and a former partner of KPMG LLP, where he was employed from 1984 until 1997.