Colin Pratt

RCC-IM manages a range of local, regional and international mutual funds, aiming to produce superior risk-adjusted investment returns through alternative investment solutions tailored to their clients' risk profiles. They also invest in Shari'a compliant opportunities. The firm's equity funds seek long-term capital growth in sectors such as technology, telecommunications and real estate. Their bond funds seek to provide regular income combined with capital growth through floating and fixed-income securities. Their highly liquid money market funds aim for short-term competitive returns while assuring low risk levels. Capital preservation is the investment goal of their trade commodity funds while long-term growth with consistent income at medium risk levels characterizes their balanced funds. Their capital protection funds invest in various assets such as currencies, interest rates, fixed-income assets shares and market indexes with low levels of risk. RCC-IM's fund of funds investment strategy strives to offer diversification in terms of capital markets, assets classes as well as varying risk levels and expected returns.

USS-IM is an active, long-term manager which utilizes a highly regulated investment approach aiming to generate above average returns at minimum risk by managing a diversified fund composed of UK and overseas equities, bonds, real estate and alternative assets. The firm's in-house team of portfolio manager/analysts is the Scheme's preferred investment manager, and external managers are accessed too. Portfolios are diversified both geographically and by sector. They diversify across traditional and alternative assets and strategies aiming to maintain investment returns while mitigating risk. USS-IM invests in fixed-income to protect against economic and equity weakness and to stabilize assets versus liabilities. They also invest in emerging government/corporate bond markets when they believe they offer an attractive risk premium.

USS integrates environmental, social and corporate governance (ESG) factors into their investment decisions across all asset classes. Through engagement, voting and stewardship, they use their influence as a major institutional investor to promote good ESG practices. The firm works with policy makers and regulators to ensure that the concerns of long-term asset owners and investors are clearly understood.

SIM is an active investment manager that utilizes a contrarian investment approach supported by fundamental, in-house research, regular company visits and their group's global network. Research is shared worldwide within the parent group and is organized in specialist teams, with local specialists contributing their expertise to global sector teams. The firm also utilizes their proprietary software, the Global Research Investment Database, to integrate and distribute in-house and external research, assisting investment managers in portfolio construction. They manage risk through another proprietary tool called Portfolio Risk Investment Strategy Manager (PRISM).