Joseph R. Higdon

Provide exchanges ideas and experiences for communities

Trekkers is a nonprofit youth development organization dedicated to cultivating the inherent strengths of young people through long-term, outdoor-based mentoring relationships. The non-profit company is based in Thomaston, ME. Serving youth from 7th grade through high school graduation, Trekkers emphasizes experiential learning, resilience, empathy, optimism, and relationship-building to support positive youth development. Its programs include wilderness expeditions, cultural exchanges, and community engagement activities designed to foster critical thinking, teamwork, and post-secondary aspirations. Trekkers collaborates with families, schools, and communities to create supportive networks of caring adult and peer mentors. The organization also operates the Trekkers Training Institute, offering social-emotional learning and youth development trainings for professionals. Volunteers contribute to mentoring and organizational support, and the organization welcomes all youth regardless of background or ability to pay.

Provides mobile based, microfinance and other banking solutions

CR&M maintains an investment philosophy that is distinguished by four key beliefs: fundamental research underlies all investment decisions; investment decisions should not be made lightly; a long-term approach; and the firm uses a system of multiple portfolio managers in managing most account and fund assets. The firm’s investment decisions are subject to a funds or account’s objectives, policies and restrictions and the oversight of the appropriate investment-related committees of the firm and their investment divisions. They typically build portfolios for funds and accounts from the bottom-up using rigorous fundamental research to find attractive investments and manage risks.