Osama Al-Dereai

Al Khalij Commercial Bank QSC engages in the provision of commercial banking services. It operates through the following segments: Wholesale Banking, Personal Banking, Group Treasury, and Central Functions. The Wholesale Banking segment includes loans, deposits, and balances with corporate customers. The Personal Banking segment provides loans, deposits, and other transactions with retail customers. The Group Treasury segment undertakes the funding and centralized risk management activities through borrowings, issues of debt securities, use of derivatives for risk management purposes and investing in liquid assets, such as short term placements and corporate and government debt securities. The Central Functions segment comprises the costs of all central support departments, such as finance and risk management operations. The company was founded on January 9, 2007 and is headquartered in Doha, Qatar.

Gulf International Bank BSC provides corporate and investment banking solutions. It operates through the following segments: Wholesale Banking, Treasury, Financial Markets, and Head Office and Support Units. The Wholesale Banking segment refers to the provision of wholesale commercial financing and other credit facilities for corporate and institutional customers, and the provision of financial advisory services relating to structured financing, privatizations, initial public offerings, and mergers and acquisitions. The Treasury segment relates to the range of treasury and capital market products and services to corporate and financial institution clients, money market, proprietary investment and trading activities, as well as the management of balance sheet, and funding. The Financial Market segment engages in the provision of asset and fund management services. The Head Office and Support Unit segment refers to the support units, such as investment in the retail banking strategy prior to the launch of all planned retail banking products and services. The company was founded on November 24, 1975 and is headquartered in Manama, Bahrain.

Part of Société Générale SA, ALD Automotive Ukraine LLC is an Ukrainian company that provides vehicle fleet leasing services. The company is based in Kiev, Ukraine. ALD Automotive Ukraine was acquired by ALD SA on February 21, 2006.

Part of Barwa Real Estate Co., Barwa Bank is a provider of banking services. The company is based in Dubai, United Arab Emirates.