Terry D. Chenault

Percepta LLC provides outsourcing solutions to the automotive and related industries. The joint venture company is based in Dearborn, MI and has subsidiaries in the United Kingdom.

Part of Ford Motor Co., The American Road Insurance Co. is an auto insurance company. The private company is based in Dearborn, MI.

Part of Smartalk Teleservices, Inc., American Express Telecom, Inc. provides telephone calling card services. American Express Telecom was acquired by Smartalk Teleservices, Inc. from American Express Co. on December 22, 1997.

Ford Motor Credit Co. LLC is an automotive finance company. The company provides dealer and customer finance to support the sale of Ford Motor Co.'s products. Its primary business is to finance Ford vehicles and supporting Ford's dealers. It offers automotive financing products to and through automotive dealers. The firm operates through the following segments: Consumer and Non-Consumer. The Consumer segment engages in products offering to individuals and businesses that finance the acquisition of vehicles from dealers for personal and commercial use. The Non-Consumer segment engages primarily to products offered to automotive dealers, like loans to dealers to finance the purchase of vehicle inventory, improvements to dealership facilities, working capital, and the purchase of dealership real estate. The company was founded in 1959 and is headquartered in Dearborn, MI.