Ken Hochstetler

Operates as a bank holding company whose subsidiary provides banking services

Praxis employs the core values of stewardship investing to evaluate how companies perform in terms of their responsibilities to society. The firm seeks to invest in companies that respect the dignity and value of all people, build a world that is free from violence, demonstrate a concern for justice in a global society, exhibit responsible management practices, support and involve communities and practice environmental stewardship.

Girard seeks out individual securities with attractive fundamentals and utilizes premier investment managers globally to span diverse asset classes. Their in-depth analysis focuses on understanding the factors influencing their sustained performance both individually and within an optimized portfolio framework.

Univest Investments determines asset allocation based on each client's income needs, risk tolerance and tax implications. Mutual funds and Unit Investment Trusts (UITs) are often used as core holdings to a well-balanced portfolio. Individual securities such as CDs, stocks and bonds are used to customize portfolios for individual investors. Fixed-income investments such as US Savings Bonds, GNMAs, CDs and corporate bonds are used to provide portfolios with income, stability and decreased risk. Stocks are held to generate long term capital gains and growth within a portfolio. Dividend paying stocks add an income element to a portfolio and are often used in conjunction with fixed-income securities to lower volatility and increase cash flow. Univest also offers fixed and variable annuities which provide the benefit of tax deferred accumulation of wealth.

Functions as a College/University

Functions as a College/University

Operates as a state chartered commercial bank

Provides insurance services

Operates charitable organization to promote philanthropy and to provides financial support services