Paul Saltaformaggio

LPL Financials’ advisory services are made available to clients primarily through individuals associated with LPL as investment advisor representatives (IARs). The IARs has access to various research reports and model portfolios to which they may refer in determining investment advice IAR provides to clients. The IAR chooses their own research methods, investment style and management philosophy.

Functions as a College/University

ShareBuilder 401k provides a high-quality1, low-cost investment lineup designed for long-term investing and sound diversification. The firm takes a balanced, unbiased view of selecting, reviewing and adjusting the fund roster for what they deem as suitable for retirement investing. Their Investment Committee conducts a thorough review of the 401(k) investment roster and monitors and adjusts the lineup, both ongoing, and as needed in the best interest of employees.

MassMutual-IP seeks to achieve solid long-term investment returns — even in unpredictable markets and challenging economic times. Their investment strategy is built on diversi?cation, prudent security selection, and value. The firm uses a top-down process to identify the global economic and market factors that will drive returns across asset classes and seek to optimize the portfolio allocation across these classes. They utilize a bottom-up approach to identify individual investments that offer the appropriate level of risk/reward relative to alternatives.